A heat pump is an energy-efficient system that provides both heating and cooling by transferring heat instead of generating it. In the summer, it removes heat from your home; in the winter, it pulls heat from outside air and moves it indoors.

Yes — especially modern cold-climate heat pumps. These are designed to operate efficiently even when outdoor temperatures drop below freezing. Dual-fuel systems can also be paired with gas furnaces for extreme weather.

Installation costs vary depending on the size of the system, the layout of your home, and whether ductwork is required. On average, expect $4,000–$12,000. However, incentives and rebates may lower the total cost significantly

Ducted: Uses existing ductwork to distribute air.

Ductless (Mini-Split): No ducts needed. Great for older homes, additions, or zoning individual rooms.

Very efficient. For every 1 unit of electricity used, heat pumps can deliver 3 or more units of heating or cooling. This can cut your energy bill by up to 40–60% compared to oil or electric baseboard heating.

You may qualify for federal tax credits (up to $2,000 under the Inflation Reduction Act), utility rebates, and local incentives. Always ask your installer to help check eligibility.

Most heat pumps last between 12–20 years with proper maintenance. Regular service keeps performance high and reduces the risk of costly repairs.

Yes, heat pumps can supplement or replace your current HVAC system. They’re often used in hybrid setups with furnaces, especially in colder climates.